The Biggest Source of Fights in Marriage
Money is one of the biggest sources of stress in any marriage. When you and your spouse have different views on spending and saving, it can lead to arguments, resentment, and even divorce. According to a survey by SunTrust Bank, 35% of respondents cited finances as the primary cause of stress in their relationship. However, there is hope. Financial Peace University (FPU) is a program that can help couples get on the same page when it comes to money and build a stronger, more peaceful marriage.
Let me share a personal story with you. My husband and I went through some tough times due to money problems. We had different spending habits, he was frugal while I was a spender, and it caused a lot of resentment between us. But then, we discovered Financial Peace University. It changed everything for us and helped us get on the same page when it comes to managing our finances. Keep reading to learn how it could save your marriage too.
What is Financial Peace University?
Financial Peace University is a program developed by Dave Ramsey, a financial expert, and bestselling author. The program is designed to teach people how to manage their money, get out of debt, and build wealth. It consists of nine lessons that cover topics such as budgeting, saving, investing, and retirement planning. The program is available both online and in-person, and participants can take it individually or as a couple.
How FPU Might Save Your Marriage
FPU Helps Couples Communicate
One of the biggest benefits of FPU is that it encourages couples to talk about money. Many couples avoid discussing money because it can be uncomfortable or lead to arguments. However, avoiding the subject only makes things worse. FPU provides a safe space for couples to talk about their finances and learn how to communicate effectively. By working through the program together, couples can develop a shared understanding of their financial situation and work together to achieve their goals.
FPU Teaches Couples to Budget
Budgeting is a key component of financial management, but many couples struggle to create and stick to a budget. FPU teaches couples how to create a budget that works for them and provides practical tips for sticking to it. By creating a budget together, couples can prioritize their spending and avoid financial disagreements.
FPU Helps Couples Get Out of Debt
Debt is a major source of stress for many couples. FPU teaches couples how to get out of debt by providing a step-by-step plan for paying off debt. By working together to pay off debt, couples can reduce their financial stress and build a stronger financial foundation for their marriage.
FPU Helps Couples Build an Emergency Fund
Unexpected expenses can wreak havoc on a budget and lead to financial stress. FPU teaches couples the importance of building an emergency fund to cover unexpected expenses. By working together to save for emergencies, couples can avoid financial crises and reduce their stress levels.
FPU Teaches Couples to Save for the Future
Retirement planning can be overwhelming, but FPU breaks it down into manageable steps. The program teaches couples how to save for retirement and provides practical tips for investing. By working together to save for the future, couples can ensure that they have a secure financial foundation for their retirement years.
FPU Encourages Couples to Give Back
Giving back to others can be a powerful way to reduce stress and build a stronger marriage. FPU encourages couples to give to charitable organizations and to support causes they care about. By working together to make a difference in the world, couples can strengthen their relationship and reduce their financial stress.
FPU Provides a Support System
Finally, FPU provides a supportive community for couples to learn and grow together. The program includes group discussions and activities, which provide opportunities for couples to connect with others who are going through similar financial struggles. By being part of a supportive community, couples can feel less alone and more empowered to make positive changes in their financial situation.
Financial Peace University is a Great Course for Couples
Financial Peace University is a powerful tool for couples who want to reduce their financial stress and build a stronger, more peaceful marriage. The program teaches couples how to communicate effectively, budget, get out of debt, build an emergency fund, save for the future, give back, and provides a supportive community for couples to learn and grow together. By taking the steps to participate in FPU, couples can gain the skills and knowledge needed to manage their finances effectively and create a more harmonious and fulfilling life together.
After Aaron and I took FPU we felt like we were working together on our future for the first time. We very rarely argue about money and we always seem to have a little extra to do something fun together. Financial Peace University might not be the answer for everyone but I think it is well worth a try.
